Ripple & XRP 101 The Busy Person's Guide to Ripple and XRP! Everything you wanted to know but didn't have time to ask!
The Founder's Agreement (Ripple/XRP and Stellar) The creation and distribution of XRP was governed by this Founder's Agreement between Jed Mccaleb, Arthur Britto, and Chris Larsen.
What is Ripple? Ripple is a private company. XRP is a cryptocurrency and a digital asset. All cryptocurrencies are digital assets. Ripple is a holder of XRP, but they are not the creator.