As one more quarter reaches its end it is always interesting to take a step back and look at recent developments, spot any trends that may have occurred and try to understand the strategies behind those developments.

It is with our great pleasure that we announce the beta release of our Tipper application. The Tipper application utilizes Wietse's XRPtipbot, a very popular bot/app that is being widely used by the XRP community.

With another quarter coming to an end it's always interesting to pause and zoom out. Sometimes we focus too much on price action and daily news and forget to look at the bigger picture. This report focuses on doing just that.

The importance of liquidity has been stressed many times over by Ripple executives and the XRP community. An important step to greater liquidity is adoption and utility. With XRP added