The majority of 2018, and the first month of 2019 have been given the colloquialism 'Crypto Winter,' which actually coincided with that season in the Northern Hemisphere:  The 'Crypto Winter' claimed many

Fun can be an energetic driver of technology adoption. It doesn't matter what the idea or application is;  if it's fun, people are much more likely to participate.   If each of us enjoys

The concept of a team accomplishing what might be impossible for one person is the centerpiece of countless dramatic stories that have been written over the years. There's a reason for this;  despite

Unless you've been living under a rock as an XRP holder, you know the names of some of the prominent development icons that are a part of the extended ecosystem. Everybody knows -

It's that rush of adrenaline;  that triumphal tone of voice from your friend on the other end of the line: "Did you see the rally?!" These times are an exhilarating reminder

It's now 2019, and it's become quite evident that the cryptomarket is ready to move forward, but it faces opposition from those inside and outside of the market that would like to stifle

The raw number is staggering:  2.5 billion adults do not have a bank account. This number can be further broken down:  59% of adults in developing countries - and 11% of adults

FAANG stands for "Facebook, Apple, Amazon, Netflix, and Google."   These five stocks have become staples in mainstream finance investing when it comes to large Silicon Valley power-houses.   Until this point, these

Who doesn't want to make money? The meme "I'm into crypto for the technology!" has become a metaphor of the way in which a new technology can be championed - or

The big secret is out.   Yes, Ripple is led by the author of the Peanut Butter Manifesto, Brad Garlinghouse.   And in that famous communication to Yahoo executives, the current CEO of Ripple admonished

It began as a Tuesday like any other, with most of us off tracking the everyday progress that's been the hallmark of the XRP ecosystem.   Several major news stories have surfaced since that

We all understand the corrupting influence of greed.   We really do.   There are a lot of 'old guard' correspondent banks out there that make fantastic sums of money from inefficient payments.   These transfer

Change is not effected by living and operating within the status quo.   We don't change anything if we always 'stay between the lines' and not risk offending people.   And such is the case

Are you a business owner? After several stints in technology consulting, I struck out on my own, and I can tell you one thing about technology investments by business entrepreneurs:  When it's your

None of us is a 'natural' at social media. We were not born with the innate skill set to quickly discern the value of content and weed out the trolls from those that

Developers are a simple folk. You should know that I make that statement with the utmost admiration and affection:  And that I consider myself among their number. Developers take the world as it

We want to believe.   And it seems that, in the case of at least some of the promises made about decentralized cryptocurrency, there may be reason to believe after all.   The potential of

XRPL Labs is the name of the new company formed by Wietse, Tristan, and Ali, three prominent XRP Community developers. To describe me as excited when I learned that the three joined forces

The term "Muggle" is from a fictional series of books centering around a young wizard named Harry Potter. Some younger readers have probably read these J. K. Rowling books as children.

Using your intuition is almost as important as using data-driven decision making in the cryptomarket.   You've seen the latest financial statistics on Forbes;  you know the current state of the cryptomarket and its

You may be thinking:  How is that even a sporting competition? Without trying to justify whether it's a 'fair game' to compare XRP's Consensus algorithm with Proof-of-Work, you may agree that it was

A comment on social media recently got under my skin.   Like a sharp burr caught in a sock, it demanded attention with its raw, poking irritation.   Here's what happened:   On a social media

We knew that the journey would not be easy.   Those that stand to lose on their proof-of-work investments are well-financed, and some of them are terrified of what they're seeing in the market.

We've seen how change works once an initial innovation gets some measure of attention;  it proceeds in sudden bursts, followed by periods of time where customers or other stakeholders become acclimated to its

Sports fans love statistics.   It's how they differentiate and brag about their favorite stars - whether they are in cricket, soccer, basketball, or any sport, for that matter.   Can you rattle off how